Terms and Conditions

Last Updated: September 24, 2025

Important Notice: By using this website and our services you agree to be bound by these Terms and Conditions. Please read them carefully.

1. Acceptance of Terms

By accessing and using this website you accept and agree to be bound by these Terms and Conditions. If you do not agree with these terms please discontinue use of the website.

2. Description of Service

Our website provides a platform that allows consumers to:

• Compare auto insurance quotes from multiple providers
• Connect with licensed insurance agents and brokers
• Access information about insurance coverage options
• Submit applications for insurance coverage

AdkinDigital acts only as an intermediary and does not provide insurance coverage directly.

3. Eligibility and Requirements

Age Requirements

You must be at least 18 years old to use our services.

Accurate Information

You agree to provide accurate information when:

• Completing quizzes or application forms
• Communicating with insurance agents
• Submitting documentation

4. Use of Website

You agree not to:

• Violate any laws or regulations
• Submit false or misleading information
• Interfere with website operation
• Attempt unauthorized access to systems
• Use the website for unauthorized commercial purposes

5. Insurance Quotes and Applications

Quotes provided through the website are estimates only. Final insurance rates and coverage decisions are determined by insurance companies based on:

• Verification of submitted information
• Underwriting guidelines
• State regulations
• Credit and driving history

We do not guarantee approval or specific pricing.

6. Third-Party Relationships

Insurance providers and agents available through our service are independent entities and are responsible for their own products and services.

By using our services you may consent to be contacted by insurance partners via phone, text message, email, or direct mail.

7. Intellectual Property Rights

All content on this website including logos, text, graphics, and software is the property of AdkinDigital or its licensors and protected by intellectual property laws.

8. Privacy

Our handling of personal information is governed by our Privacy Policy.

9. Disclaimers

The website is provided on an "as is" basis without warranties regarding:

• Accuracy of information
• Availability of service
• Insurance products offered by third parties

10. Limitation of Liability

To the maximum extent permitted by law AdkinDigital shall not be liable for damages arising from use of this website or services.

11. Indemnification

You agree to indemnify and hold harmless AdkinDigital and its employees from claims arising from misuse of the website or violation of these terms.

12. Termination

We reserve the right to terminate access to the website for violations of these terms or other misuse.

13. Governing Law

These Terms shall be governed by applicable United States laws.

14. Changes to Terms

We may modify these Terms at any time and updates will be posted on this page.

15. Severability

If any provision of these terms is found invalid the remaining provisions shall remain in full force.

16. Contact Information

For questions regarding these Terms please contact:

AdkinDigital
Email: affiliate@adkin.digital

17. Entire Agreement

These Terms together with the Privacy Policy constitute the entire agreement regarding use of this website.

Acknowledgment: By using this website you acknowledge that you have read and agree to these Terms and Conditions.